C.R.E.A.M Finance is a decentralized peer-to-peer (P2P) DeFi platform that provides lending borrowing swap payment and tokenization services for digital assets. The C.R.E.A.M. Finance protocol was created as a Compound Finance fork while its C.R.E.A.M. SWAP exchange is based on the code of Balancer Labs. C.R.E.A.M Finance is open-source permissionless blockchain-agnostic and offers yield farming rewards to its users in order to inclusively develop its network. The project (which stands for Crypto Runs Everything Around Me) was launched unexpectedly on the Ethereum network on Aug. 3 2020 through the YOLO liquidity pool. In September 2020 it went live on the Binance Smart Chain (BSC). The CREAM token allows users to lend borrow stake or swap assets and help govern the network allowing them to vote on assets to support or delist.